Terms of Service

1. Agreement to Terms

By accessing or using Financial Calculators Hub ("the Service"), you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access the Service.

2. Calculator Usage

Our calculators are provided for informational and educational purposes only. While we strive for accuracy, we make no guarantees about the results provided.

2.1 Limitations

• Calculators are for estimation purposes only
• Results should not be considered financial advice
• Users should verify all calculations independently
• Consult qualified professionals for specific advice

3. Advertising and Third-Party Content

Our Service includes advertising content provided by third parties. By using the Service, you acknowledge and agree that:

• We may display advertisements throughout the Service
• We are not responsible for third-party advertiser content
• Clicking on ads may take you to external websites
• Your interactions with advertisers are solely between you and the advertiser

4. Intellectual Property

The Service and its original content, features, and functionality are owned by Financial Calculators Hub and are protected by international copyright, trademark, and other intellectual property laws.

5. User Responsibilities

When using our Service, you agree to:

• Use the Service in compliance with all applicable laws
• Not attempt to interfere with the Service's functionality
• Not use the Service for any illegal or unauthorized purpose
• Not transmit any harmful code or material

6. Disclaimer of Warranties

The Service is provided "as is" and "as available" without any warranties of any kind, either express or implied, including but not limited to:

• Accuracy of calculations
• Availability of the Service
• Reliability of results
• Fitness for a particular purpose

7. Limitation of Liability

In no event shall Financial Calculators Hub be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation:

• Loss of profits or data
• Business interruption
• Financial decisions made based on calculator results
• Any other commercial damages or losses

8. Third-Party Links

Our Service may contain links to third-party websites or services that are not owned or controlled by Financial Calculators Hub. We have no control over and assume no responsibility for:

• Content of third-party websites
• Privacy policies of third-party websites
• Practices of third-party websites

9. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law provisions.

11. Contact Information

If you have any questions about these Terms, please contact us at:

[Your Contact Information]